What to know when purchasing a condominium in Atlanta

I Want To Purchase A Condominium In Atlanta.  What Should I Know Before I Begin My Mortgage Loan Application? Condominiums are defined differently than Townhomes Townhomes are treated as Single-Family Residences Condominiums are a single, individually-owned housing unit in a multi-unit building. The condominium owner holds sole title to the unit, but owns land and common property [...]

2021-03-18T12:28:01-04:00December 21st, 2020|Categories: Homeownership, Mortgage, Mortgage Sense, Residential|

Home Improvements Can Increase Your Property Value

Efficiency-labeled homes are showing an increase in popularity and preference for new homebuyers, and are improving in visibility across housing markets. If you’re wondering how to increase home value for appraisal, then improving the energy-efficiency of your home is an option that creates benefits for both current and future homeowners. According to the Building Codes Assistance [...]

2021-03-18T12:36:58-04:00November 15th, 2020|Categories: Homeownership, Interiors, Residential|

First Time Homebuyers in Georgia

So you’re looking at buying a house for the first time, now what? The search for your first home (and mortgage) can be scary, difficult, and downright complicated. Don’t worry! Northpoint Mortgage is here to help! Here is some basic info on some great first-time homebuyer programs available in the state of Georgia: FHA Minimum 3.5% [...]

2018-07-12T06:21:33-04:00July 11th, 2018|Categories: Homeownership, Mortgage, Mortgage Sense, Mortgage Watch, Residential|

How to Prevent Marketing Calls from Competing Mortgage Lenders

OUR PROMISE. Please be assured that Northpoint Mortgage does not and will not share or sell your personal information at any point in the loan process. We also do not and will not partner with any third party who shares or sells your personal information to any outside sources at any point in the loan process. [...]

2018-07-05T15:45:50-04:00July 5th, 2018|Categories: Homeownership, Mortgage, Mortgage Sense, Residential|

Buying Instead of Renting Makes Sense for Most Everyone

Even with mortgage rates up, buying instead of renting makes sense for many and tax changes haven't changed the calculus on home ownership very much. Buying season is in full swing, but the landscape has changed a lot from last year. Congress has curtailed tax incentives to purchase a home, mortgage rates are up and homes [...]

2018-06-01T11:18:44-04:00June 1st, 2018|Categories: Homeownership, Mortgage, Mortgage Sense, Mortgage Watch, Residential|

Why Was My Mortgage Sold to Another Company?

You comparison shopped, choosing your mortgage lender carefully. Shortly after closing, you receive a letter from a new company introducing themselves as your mortgage servicing provider. What does this change really mean? Here is what you need to know about your mortgage being sold to another company. Why Are Mortgages Sold? From the perspective of a [...]

2018-05-18T10:13:26-04:00May 17th, 2018|Categories: Mortgage, Mortgage Sense, Mortgage Watch|

Green Spaces are not only Beautiful but have Health Benefits, too!

Parks are emerging as important public health solutions in urban communities. Nearly 40 years of research evidence confirms that nearby nature, including parks, gardens, the urban forest and green spaces, support human health and wellness. The research about active living and opportunities to avoid chronic diseases (such as diabetes, heart disease and respiratory problems) is particularly [...]

2018-04-26T11:43:47-04:00April 26th, 2018|Categories: Homeownership, Residential|

Millennials & Homeownership

Referring to people between the ages of 25-35, Millennials represent the most active generation of homebuyers (according to the National Association of Realtors). Based on a recent annual survey of homebuyers, NAR estimated that 36% of all home sales last year involved millennials. Millennials have held the top home-purchaser spot among generational groups for five [...]

2018-04-11T15:08:56-04:00April 11th, 2018|Categories: Homeownership, Mortgage Sense, Mortgage Watch|
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