What Factors Influence My Home’s Value?

Neighborhood Comparable Homes Past/Recent sale prices Amenities The local market Location Schools Businesses Public transportation and rail Shopping & entertainment Highways Home Size Square Footage Usable Space garage, attics, and unfinished basements don’t count! Number of bedrooms/bathrooms Age & Condition Newer homes typically appraise for higher Plumbing/Electrical/Roof/Appliances Inspection report à can negotiate repairs Upgrades & Updates [...]

2021-03-18T12:14:56-04:00March 18th, 2021|Categories: Homeownership, Residential|Comments Off on What Factors Influence My Home’s Value?

Ways We Help Our Realty Partners Grow Their Business

Realtors and lenders may work in the same industry, but they’re anything but competition. In fact, because of the distinct assets that both roles bring, loan officers and realtors prove to work together more successfully.  At Northpoint Mortgage, we’ve seen opportunities to help our realtor partners increase their profits in at least five different partnership payoffs. [...]

2021-03-18T12:14:48-04:00February 12th, 2021|Categories: Homeownership, Mortgage, Residential|Comments Off on Ways We Help Our Realty Partners Grow Their Business

Talk to Your Loan Officer About Discount Points

After hovering at an all time low, rates may soon begin to rise in 2021 Tightening of home supply in the state of Georgia Home prices have risen in the same time period “Discount Points” are fees paid directly to your lender at closing in exchange for a reduced interest rate Also known as “buying down [...]

2021-03-18T12:19:47-04:00January 27th, 2021|Categories: Mortgage, Mortgage Sense, Mortgage Watch, Residential|Comments Off on Talk to Your Loan Officer About Discount Points

What to know when purchasing a condominium in Atlanta

I Want To Purchase A Condominium In Atlanta.  What Should I Know Before I Begin My Mortgage Loan Application? Condominiums are defined differently than Townhomes Townhomes are treated as Single-Family Residences Condominiums are a single, individually-owned housing unit in a multi-unit building. The condominium owner holds sole title to the unit, but owns land and common property [...]

2021-03-18T12:28:01-04:00December 21st, 2020|Categories: Homeownership, Mortgage, Mortgage Sense, Residential|Comments Off on What to know when purchasing a condominium in Atlanta

Home Improvements Can Increase Your Property Value

Efficiency-labeled homes are showing an increase in popularity and preference for new homebuyers, and are improving in visibility across housing markets. If you’re wondering how to increase home value for appraisal, then improving the energy-efficiency of your home is an option that creates benefits for both current and future homeowners. According to the Building Codes Assistance [...]

2021-03-18T12:36:58-04:00November 15th, 2020|Categories: Homeownership, Interiors, Residential|Comments Off on Home Improvements Can Increase Your Property Value

First Time Homebuyers in Georgia

So you’re looking at buying a house for the first time, now what? The search for your first home (and mortgage) can be scary, difficult, and downright complicated. Don’t worry! Northpoint Mortgage is here to help! Here is some basic info on some great first-time homebuyer programs available in the state of Georgia: FHA Minimum 3.5% [...]

2018-07-12T06:21:33-04:00July 11th, 2018|Categories: Homeownership, Mortgage, Mortgage Sense, Mortgage Watch, Residential|0 Comments

How to Prevent Marketing Calls from Competing Mortgage Lenders

OUR PROMISE. Please be assured that Northpoint Mortgage does not and will not share or sell your personal information at any point in the loan process. We also do not and will not partner with any third party who shares or sells your personal information to any outside sources at any point in the loan process. [...]

2018-07-05T15:45:50-04:00July 5th, 2018|Categories: Homeownership, Mortgage, Mortgage Sense, Residential|0 Comments

Buying Instead of Renting Makes Sense for Most Everyone

Even with mortgage rates up, buying instead of renting makes sense for many and tax changes haven't changed the calculus on home ownership very much. Buying season is in full swing, but the landscape has changed a lot from last year. Congress has curtailed tax incentives to purchase a home, mortgage rates are up and homes [...]

2018-06-01T11:18:44-04:00June 1st, 2018|Categories: Homeownership, Mortgage, Mortgage Sense, Mortgage Watch, Residential|0 Comments

Why Was My Mortgage Sold to Another Company?

You comparison shopped, choosing your mortgage lender carefully. Shortly after closing, you receive a letter from a new company introducing themselves as your mortgage servicing provider. What does this change really mean? Here is what you need to know about your mortgage being sold to another company. Why Are Mortgages Sold? From the perspective of a [...]

2018-05-18T10:13:26-04:00May 17th, 2018|Categories: Mortgage, Mortgage Sense, Mortgage Watch|0 Comments
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