What does a bump in rates mean for my mortgage? Look no further. The answers are here!!! In today's rising rate environment, there is no better time than now to truly understand how changes in rates can affect your home-buying decision. Contact us today to see how we can help!
As we all may know or have experienced, commuting costs can greatly affect the purchase of a home. The desire to be closer to work, school, or family is an important factor in the purchase decision. Finding the right mortgage for your next home purchase is one of many things we can help with here at [...]
How to Take on Spring Cleaning Obviously, spring cleaning is quite the task. Sometimes I struggle with getting myself to clean the bathroom, yet spring cleaning consists of cleaning the entire house – which isn’t easy. The key is to find the most manageable approach for you. Here are a couple of ways to go about [...]
Mortgage Insurance Tax Deductibility Mortgage Insurance Premiums Paid in 2017 The President signed the Bipartisan Budget Act of 2018, H.R. 1892, on Feb. 9, 2018. The bill extends a number of tax provisions that expired at the end of 2016 and were retroactively reinstated for 1 year through 2017 Families with total adjusted gross [...]
A down payment is often one of the biggest barriers to homeownership Automate your checking account to save a set amount of each paycheck into a separate savings account or “house fund” It is important to find a savings account with the best features and interest rate to increase your savings Pay down debt with [...]
We know how exciting it can be to start looking for your first home. You’ve finally saved up some money, you have a steady income – now all there’s left is to find the perfect house in Atlanta, right? Well, not quite. We don’t want to get ahead of ourselves. Doing so can lead to financial [...]
Housing is at near record levels of affordability. At least that’s what the experts say. However, you may find that it feels more expensive than ever. If you’ve been searching for a home lately, you’ve probably been confused by the fact so many people are telling you home rates are affordable – because to you they [...]
Everyone deserves to have their own home. Unfortunately, a number of families aren’t able to afford their own home. The issue isn’t so much they don’t have the credit rating to get a mortgage. The problem is they don’t have the funds necessary to put a down payment on a home. Thankfully, these families now [...]
Are you interested in becoming an Atlanta homeowner? If so, now is one of the best times to get an Atlanta home loan. There have been two big changes in the loan industry which have made buying a home easier than ever. While not everyone will qualify for a mortgage, these provisions allow more people to [...]