OUR PROMISE. Please be assured that Northpoint Mortgage does not and will not share or sell your personal information at any point in the loan process. We also do not and will not partner with any third party who shares or sells your personal information to any outside sources at any point in the loan process.
Anytime you apply for a mortgage, your inbox, answering machine and mailbox may fill up quickly with competing offers from other mortgage companies. It’s not that the company you applied to is selling or sharing your information. It’s caused by other mortgage companies taking advantage of a federal law that allows them to identify potential customers for the products they offer, and then market to them if the offer of credit meets certain legal requirements.

  • When a mortgage lender like Northpoint Mortgage pulls your credit report to qualify you for a loan, an “inquiry” is generated at the bureau level with all bureaus who were engaged to provide your credit data.
  • Other lenders pay to receive lists and/or or alerts that tell them when inquiries meeting certain criteria are generated by the credit bureaus.
  • Upon receiving these lists and/or alerts, competing mortgage lenders are able to contact you to try and convince you to get a mortgage through their company instead of through the lender who generated the initial inquiry in the first place.
Call 1-888-5-OPTOUT (1-888-567-8688) or visit www.optoutprescreen.com. When you call this toll-free number or visit the website, you will be asked to provide certain personal information, including your home telephone number, name, Social Security number and date of birth. The information you provide is confidential, and will be used only to process your request to opt out. Don’t enter any personal information until you have checked for indicators that the site is secure – a lock icon on your browser or a web address that begins with https are indicators.

For more information about “opting out” of prescreened credit offers, refer to the official website at www.optoutprescreen.com or visit www.ftc.gov.