5 Reasons to Use a Mortgage Professional

2021-05-13T17:14:03-04:00May 12th, 2021|Categories: Mortgage, Mortgage Sense, Residential, Uncategorized|

Professional: A person engaged or qualified in a profession.   A mortgage professional is someone who has the experience and local community contact that is necessary to help guide you through one of the biggest financial purchases and decisions of your entire life! The big question here is what can a mortgage professional do for me [...]

Ways We Help Our Realty Partners Grow Their Business

2021-03-18T12:14:48-04:00February 12th, 2021|Categories: Homeownership, Mortgage, Residential|

Realtors and lenders may work in the same industry, but they’re anything but competition. In fact, because of the distinct assets that both roles bring, loan officers and realtors prove to work together more successfully.  At Northpoint Mortgage, we’ve seen opportunities to help our realtor partners increase their profits in at least five different partnership payoffs. [...]

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Talk to Your Loan Officer About Discount Points

2021-03-18T12:19:47-04:00January 27th, 2021|Categories: Mortgage, Mortgage Sense, Mortgage Watch, Residential|

After hovering at an all time low, rates may soon begin to rise in 2021 Tightening of home supply in the state of Georgia Home prices have risen in the same time period “Discount Points” are fees paid directly to your lender at closing in exchange for a reduced interest rate Also known as “buying down [...]

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What to know when purchasing a condominium in Atlanta

2021-03-18T12:28:01-04:00December 21st, 2020|Categories: Homeownership, Mortgage, Mortgage Sense, Residential|

I Want To Purchase A Condominium In Atlanta.  What Should I Know Before I Begin My Mortgage Loan Application? Condominiums are defined differently than Townhomes Townhomes are treated as Single-Family Residences Condominiums are a single, individually-owned housing unit in a multi-unit building. The condominium owner holds sole title to the unit, but owns land and common property [...]

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First Time Homebuyers in Georgia

2018-07-12T06:21:33-04:00July 11th, 2018|Categories: Homeownership, Mortgage, Mortgage Sense, Mortgage Watch, Residential|

So you’re looking at buying a house for the first time, now what? The search for your first home (and mortgage) can be scary, difficult, and downright complicated. Don’t worry! Northpoint Mortgage is here to help! Here is some basic info on some great first-time homebuyer programs available in the state of Georgia: FHA Minimum 3.5% [...]

How to Prevent Marketing Calls from Competing Mortgage Lenders

2018-07-05T15:45:50-04:00July 5th, 2018|Categories: Homeownership, Mortgage, Mortgage Sense, Residential|

OUR PROMISE. Please be assured that Northpoint Mortgage does not and will not share or sell your personal information at any point in the loan process. We also do not and will not partner with any third party who shares or sells your personal information to any outside sources at any point in the loan process. [...]

Buying Instead of Renting Makes Sense for Most Everyone

2018-06-01T11:18:44-04:00June 1st, 2018|Categories: Homeownership, Mortgage, Mortgage Sense, Mortgage Watch, Residential|

Even with mortgage rates up, buying instead of renting makes sense for many and tax changes haven't changed the calculus on home ownership very much. Buying season is in full swing, but the landscape has changed a lot from last year. Congress has curtailed tax incentives to purchase a home, mortgage rates are up and homes [...]

Why Was My Mortgage Sold to Another Company?

2018-05-18T10:13:26-04:00May 17th, 2018|Categories: Mortgage, Mortgage Sense, Mortgage Watch|

You comparison shopped, choosing your mortgage lender carefully. Shortly after closing, you receive a letter from a new company introducing themselves as your mortgage servicing provider. What does this change really mean? Here is what you need to know about your mortgage being sold to another company. Why Are Mortgages Sold? From the perspective of a [...]

MI Tax Deductibility – MI Premiums Paid in 2017

2018-02-22T12:51:42-05:00February 22nd, 2018|Categories: Mortgage, Mortgage Watch, Residential|

Mortgage Insurance Tax Deductibility Mortgage Insurance Premiums Paid in 2017 The President signed the Bipartisan Budget Act of 2018, H.R. 1892, on Feb. 9, 2018. The bill extends a number of tax provisions that expired at the end of 2016 and were retroactively reinstated for 1 year through 2017 Families with total adjusted gross [...]

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