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In order to get your loan approved as quickly as possible, you should
bring the following items with you to your first appointment. Bringing
these items will help us determine which of the many loan programs you will
qualify for and which one will best meet your individual needs.
EMPLOYMENT HISTORY
- Recent paystub's reflecting last 30 days of employment.
- W-2' or 1099's for last two years.
- If self-employed, last two years tax returns including all
schedules.
CREDIT HISTORY
- Residency information for the past two years including mortgage holder
information and loan number or landlord information and phone number.
- Bankruptcy: Provide copy of bankruptcy papers including discharge.
- Divorce: Provide copy of divorce decree and divorce papers.
- Judgements/Liens: Provide copies of release/satisfaction.
ASSETS
- Provide three months bank statements for all checking and savings
accounts.
- Escrow receipt if applicable.
- Documentation of an asset that will be used for down payment or closing
costs (401K, PERS, stocks, etc..).
MISCELLANEOUS
- Purchase contract for new home.
- List of any other real estate owned.
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