Jim Smith

Branch Manager
NMLS# 545225 | GA Residential Mortgage Licensee NMLS# 58417
(678) 300-6164 mobile
(470) 735-3760 office (470) 735-3760 fax
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About Jim

Jim is an Atlanta native and Georgia Tech graduate who thoroughly understands the characteristics of this market. As a mortgage loan originator with Northpoint Mortgage, Jim maintains a comprehensive knowledge of Northpoint’s growing list of loan product offerings. He not only understands the importance of staying educated with the changing market, he also believes in working with his clients’ individual needs and schedules.
By making himself available to his clients at all times, Jim proves a great resource for both accurate and timely information. Staying current with loan options and products, educating clients to make informed decisions, and making the loan process a worry free experience, are among Jim’s primary goals in his business.
Jim has been a mortgage originator for the past 15 years, and has 10 years of manufacturing management experience, including roles as plant manager and business unit manager for Fortune 500 companies.
As a mortgage originator, Jim is very experienced with FHA, VA, conventional, Jumbo, short sales, foreclosures, construction and renovation and out of state lending.

Recent Testimonials

“This was my first time purchasing a home so I was clueless about mortgage rates. Everything was foreign to me! Jim was patient with me, and went out his way to make sure I understood every rate option. He even complied different options for me for both conventional and fha loans. He made everything very simple and made sure I was comfortable with any rate I chose. I’m very grateful for Jim and his time with us!”
Antonio M.
“Jim was very attentive and extremely quick to respond to any questions or needs I had. I switched lenders at the last minute due to some issues with my previous lender and Jim jumped right in and saved the day!! Jim also explained everything in great detail to make sure I understood the numbers.”
Rebecca W.
“Jim is simply awesome! The best! He takes the time needed to answer all questions and is great at asking probing questions to confirm whether there’s more information needed. I thoroughly appreciate Jim’s professionalism and his consistent follow up.”
Romirnetta W.
“Jim and his team have handled over 50 transactions for me, my family and clients. Having worked with many other lenders in the past I can honestly say Jim and his team are always on point, have great rates and have always closed on time.”
Susan H.
“Very simple: Jim, always available, always ready to help, keeping things simple. Very talented and accountable. Jim is by far the best experience I ever had with any lander agent.”
Shay L. O.
“I cannot say enough wonderful things about Northpoint Mortgage of Roswell, specifically Jim Smith and Rachelle Eash. These two go above and beyond in providing excellent customer service. I have used Northpoint Mortgage twice and both times they have been very professional, attentive and helpful. They have found a way to make the less than fun mortgage loan process easy and pleasant. I highly recommend Northpoint Mortgage of Roswell.”
Trina C.
“Jim Smith and Chris Wegner were great to work with on my recent home refinance! They guided me along the way and the refinance was a seamless, easy and trouble-free process! Thank you gentlemen for the outstanding customer service and working to get me a fantastic interest rate!! I highly recommend contacting Jim Smith or Chris Wegner for your next home mortgage or home refinance needs. You will be glad that you did!”
Tommy I.
“Since we are both self-employed, our mortgage application was somewhat complicated and required a lot of documentation. Jim Smith and his team communicated clearly with us on what was needed and kept in close touch about the status of our loan. By the time we reach closing, everything went very smoothly, as expected.”
Teresa K.
“It was an extreme pleasure working with Northpoint. Professional, dedicated and most importantly they are personal and communicate with everyone in a timely manner. In today’s world it’s a rare to find someone who answers your calls or returns calls / emails within an acceptable amount of time. Loved the service and will definitely do business with them in the future.”
Jason Foster, Abbot Martin Group EXP Realty
“Jim Smith was extremely cordial & always available to answer any questions I had with the purchase of my home. He kept me informed & comfortable throughout the entire process.”
Bradley M.
“Jim Smith and his team at Northpoint Mortgage of Roswell were incredible throughout the entire process of our family purchasing a new home. Jim was empathetic to our situation and always willing to go out of his way, no matter the time or day, to communicate about our progress. He and his team were very punctual in presenting documents requiring attention which allowed the process to be completely seamless. I can’t express enough our family’s gratitude for this experience! Thank you Jim!!”
Christopher D.
“Jim was super helpful and extremely available to us during our home purchase. He made the home buying process much less stressful. This is a top notch company with very competitive rates and fees.”
Andy L.
“Great experience. Call Jim Smith!”
John B.
“Great experience, Jim and his team is a wonderful and caring group of people. Will definitely recommend.”
Linda T.
“Rating should be 10 Stars. Excellent experience. Jim was superb. Thanks again.”
Sean G.
“My wife and I used Northpoint Mortgage of Roswell to buy a new house. We used a VA loan. Jim Smith was our loan officer. He made the experience so easy. He was so knowledgeable in that niche area, and it proved to be very valuable. Without Jim’s (and his support staff’s) keen attention to detail, quick turnaround, and superior customer service, the deal may have fallen through. We are so glad it didn’t. Jim and Northpoint are great! Try them out!”
Henry B.
“First time home buyers – we worked with Jim Smith for our mortgage, and he was great. He was very knowledgeable of all the ins and outs of the process, and very responsive to both email and calls. He also stayed with us for the entire process and was with us at closing to continue answering any financing questions we had, something that many lenders will not do – especially big banks. I would highly recommend him and Northpoint for anyone looking to buy a home.”
Chris R.
“Smoothest home buying experience I’ve had yet (this is the 4th). Thanks for keeping me updated, responding to any questions quickly & keeping me calm.”
Stephanie C.
“This is by far the best experience we have had with a mortgage company hands down!!! Jim Smith was absolutely amazing to work with. He kept us informed at every step and was very pleasant to deal with especially with the issues we had to deal with on a very difficult property. I don’t think we could have done this without Jim!!!! A+++ at every level!! Thanks…”
Timothy B.